Thinking about retirement
Questions you might have
How much is enough?
It’s the question on everyone’s lips. The first thing we tell everyone is that each person’s definition of “enough” is different.
However, we work to understand what “enough” means to you and how close you are to reaching this magic number.
When is the right time to retire?
While you may have to wait until you reach 66 or later to get your State Pension, many people still choose to retire early. However, just because you can, doesn’t always mean you should.
We will understand the date you’d like to retire and work back from there by using cashflow modelling to determine how and if you can reach your goal.
What will my retirement lifestyle look like?
If you want to live your best retirement life, you need a plan in place.
Whether you have dreams of travelling the world, buying a motorhome, or spending more time with loved ones, a plan makes all the difference. And it’s our job to create that bespoke plan for you.
Where are all my pension pots?
It’s a job you’ve been putting off for a long time, so why not hand over the reins to our expert team?
We will track down your pensions and look at what you’ve got right now. We’ll then determine what work needs to be done to get them where they need to be.
Should I carry on working part-time?
It’s easy to get carried away and dream big, but that’s not to say that you can’t achieve those dreams. Receiving additional income during retirement is never a bad thing, however, it comes with a price: your time.
If it’s something you’d like to consider, we’ll use cashflow planning to understand what your finances would look like and we will make sure we set realistic expectations for your goals.
How we'll help
It’s the question on everyone’s lips. The first thing we tell everyone is that each person’s definition of “enough” is different.
However, we work to understand what “enough” means to you and how close you are to reaching this magic number.
How we'll help
While you may have to wait until you reach 66 or later to get your State Pension, many people still choose to retire early. However, just because you can, doesn’t always mean you should.
We will understand the date you’d like to retire and work back from there by using cashflow modelling to determine how and if you can reach your goal.
How we'll help
If you want to live your best retirement life, you need a plan in place.
Whether you have dreams of travelling the world, buying a motorhome, or spending more time with loved ones, a plan makes all the difference. And it’s our job to create that bespoke plan for you.
How we'll help
It’s a job you’ve been putting off for a long time, so why not hand over the reins to our expert team?
We will track down your pensions and look at what you’ve got right now. We’ll then determine what work needs to be done to get them where they need to be.
How we'll help
It’s easy to get carried away and dream big, but that’s not to say that you can’t achieve those dreams. Receiving additional income during retirement is never a bad thing, however, it comes with a price: your time.
If it’s something you’d like to consider, we’ll use cashflow planning to understand what your finances would look like and we will make sure we set realistic expectations for your goals.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
