Already in retirement
Questions you might have
How can I be more tax-efficient?
There are many ways to improve tax efficiency, but it’s all about what works for you.
We will advise you on any changes you need to make to your pensions and investments to improve tax efficiency, providing you with the income you need and maximising the legacy you leave.
Tax planning advice is not regulated by the Financial Conduct Authority.
Will my partner have sufficient income if they die after me?
Planning for the future is still important in retirement, and you need to consider what will happen to your income should your partner outlive you.
It’s a difficult subject to talk about, but we deal with it with care and compassion, bringing together both parties to decide the best route to take.
Are my savings and investments structured appropriately?
Your savings and investments have been working away in the background for many years, but have you ever taken the time to check that they are working for you?
That’s one of the benefits of working with us. We dedicate our time to looking at them in depth and making any necessary recommendations.
Should I make gifts to loved ones now?
Passing your wealth on to loved ones is one of the greatest gifts you’ll make. However, you want to ensure that it doesn’t come at a cost to your personal finances.
We’ll establish if and how much you can afford to give to loved ones and legitimately reduce future Inheritance Tax bills.
Tax planning advice is not regulated by the Financial Conduct Authority.
Can I still reach my retirement goals?
Even while you are in retirement, it’s never too late to reevaluate your finances to reach your goals.
Together, we will discuss what you’d like to achieve and put a plan in motion to help you get there.
How we'll help
There are many ways to improve tax efficiency, but it’s all about what works for you.
We will advise you on any changes you need to make to your pensions and investments to improve tax efficiency, providing you with the income you need and maximising the legacy you leave.
Tax planning advice is not regulated by the Financial Conduct Authority.
How we'll help
Planning for the future is still important in retirement, and you need to consider what will happen to your income should your partner outlive you.
It’s a difficult subject to talk about, but we deal with it with care and compassion, bringing together both parties to decide the best route to take.
How we'll help
Your savings and investments have been working away in the background for many years, but have you ever taken the time to check that they are working for you?
That’s one of the benefits of working with us. We dedicate our time to looking at them in depth and making any necessary recommendations.
How we'll help
Passing your wealth on to loved ones is one of the greatest gifts you’ll make. However, you want to ensure that it doesn’t come at a cost to your personal finances.
We’ll establish if and how much you can afford to give to loved ones and legitimately reduce future Inheritance Tax bills.
Tax planning advice is not regulated by the Financial Conduct Authority.
How we'll help
Even while you are in retirement, it’s never too late to reevaluate your finances to reach your goals.
Together, we will discuss what you’d like to achieve and put a plan in motion to help you get there.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
