Lucy Grifferty's Qualifications

GR1 (Group Risk)
This examination assesses an understanding of group risks, including the operations of such schemes and their features and taxation.
CF6 (Certificate in Mortgage Advice)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
R01 (Financial Services, Regulation and Ethics)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
R02 (Investment Principles)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R03 (Personal Taxation)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R04 (Pensions and Retirement Planning)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
R05 (Financial Protection)
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
R06 (Financial Planning Practice)
This qualification helps advisers develop and demonstrate their financial planning capabilities.
R07 (Advanced Mortgage Advice)
This qualification develops knowledge and understanding of the key elements of the mortgage process, specialist types of mortgage lending and tests candidates' ability to give appropriate mortgage advice to clients with complex needs and circumstances.
ER1 (Equity Release)
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
CF8 (Certificate in Financial Planning and Long-Term Care Insurance)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

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Lucy Grifferty

Independent Financial Planner

Meet Lucy

After graduating from university, Lucy tried her hand as an auditor. She enjoyed the challenges but not the lack of work-life balance or the limited human interactions. Lucy was given the opportunity to join a firm as an apprentice financial adviser, and the rest is history! She is now running Wholesome Financial Planning, which has allowed her to control her workload and work with friendly people every day.

Lucy helps people in mid to later life understand their current circumstances. She supports them and helps them achieve their personal goals through the implementation of a tailored financial plan.

Reviews and Ratings for Financial adviser Lucy Grifferty, Reading

Important information

Qualifications

GR1 (Group Risk)

This examination assesses an understanding of group risks, including the operations of such schemes and their features and taxation.
CF6 (Certificate in Mortgage Advice)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
R01 (Financial Services, Regulation and Ethics)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
R02 (Investment Principles)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R03 (Personal Taxation)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R04 (Pensions and Retirement Planning)

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
R05 (Financial Protection)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
R06 (Financial Planning Practice)

This qualification helps advisers develop and demonstrate their financial planning capabilities.
R07 (Advanced Mortgage Advice)

This qualification develops knowledge and understanding of the key elements of the mortgage process, specialist types of mortgage lending and tests candidates' ability to give appropriate mortgage advice to clients with complex needs and circumstances.
ER1 (Equity Release)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
CF8 (Certificate in Financial Planning and Long-Term Care Insurance)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

Statement of professional standing FCA register

On an normal weekend, you can find me…

Relaxing at home with a good book on my Kindle. I also love to venture out for a good dog walk and attend football games (or listen along to away games).

The first album I bought was…

It was either S Club 7 or Spice Girls. Classic 90s!

The three things I love most about my job are…

Getting to know people, helping them achieve their goals and being my own boss.

What Lucy loves…

Lucy’s biggest passion is travelling. She loves exploring new places in the UK and abroad, and she is happiest by the sea. Other hobbies include reading and crafting. She also has a season ticket for Reading F.C. and enjoys watching live comedy and music.

We’re all ears

0118 315 1712 hello@wholesomefp.co.uk

3 School Terrace
Reading
RG1 3LS

Mon-Thur 9-5