Saving for a home
Questions you might have
When can I afford to buy my first home?
We will do a deep dive into your finances, including existing savings and expenditures, to gain a better understanding of when you can realistically afford to buy a home.
Our team will be truthful about what is achievable, and we will work alongside you to reach your goal.
How much money should I save each month?
That’s a good question and one that is unique to the individual. We will meet with you to understand your current circumstances; for example, are you living with your parents or renting?
Once we understand how much money you have left over each month, we will help you budget and save.
How will I pay my mortgage if I'm sick?
If you are unable to work through illness, one of the biggest concerns you’ll have is paying your mortgage.
We’d never want you to be worried about this, so we will ensure you are protected against any unexpected circumstances by putting relevant insurance in place. This means you and your family will be well looked after.
The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
What’s the best way to save?
Saving up for a deposit can feel like a difficult task. However, when you know how to save correctly, it makes things a lot easier.
Everyone’s needs and circumstances are different, so we will first understand what yours are before suggesting the optimum ways to save money.
How does an ISA work?
We understand that the world of finances is all new to you, and it is likely the first time you have come to someone for advice.
We will explain exactly how an ISA works and whether this is the appropriate route for you to go down when saving for a home.
How we'll help
We will do a deep dive into your finances, including existing savings and expenditures, to gain a better understanding of when you can realistically afford to buy a home.
Our team will be truthful about what is achievable, and we will work alongside you to reach your goal.
How we'll help
That’s a good question and one that is unique to the individual. We will meet with you to understand your current circumstances; for example, are you living with your parents or renting?
Once we understand how much money you have left over each month, we will help you budget and save.
How we'll help
If you are unable to work through illness, one of the biggest concerns you’ll have is paying your mortgage.
We’d never want you to be worried about this, so we will ensure you are protected against any unexpected circumstances by putting relevant insurance in place. This means you and your family will be well looked after.
The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
How we'll help
Saving up for a deposit can feel like a difficult task. However, when you know how to save correctly, it makes things a lot easier.
Everyone’s needs and circumstances are different, so we will first understand what yours are before suggesting the optimum ways to save money.
How we'll help
We understand that the world of finances is all new to you, and it is likely the first time you have come to someone for advice.
We will explain exactly how an ISA works and whether this is the appropriate route for you to go down when saving for a home.
The value of units can fall as well as rise, and you may not get back all of your original investment.